Aramex Careers | Risk and Policy Manager Jobs in Dubai

Risk and Policy Manager
No of Positions: 01
Job: Full Time
Location: Dubai, UAE

Description:

The purpose of this position is to implement the Credit/Risk Policy and regulatory related guidelines and liaise with the local market ecosystem and stakeholders. This position works closely with the Head of Credit Risk, Legal and other internal stakeholders and externally liaises with bank partners, credit bureaus, regulators, collection agencies and other ecosystem partners.

Job Responsibilities:

1. Work with Product Managers, Growth Managers and other stakeholders to support business growth initiatives and act as an SME on Credit Policy matters.
2. Ensure configuration of Credit Policy framework and parameters in the relevant platforms to ensure optimal straight through processing of the user journey while ensuring adherence to the Credit & Risk Policy.
3. Liaise with relevant market eco-system stakeholders including Credit Bureaus, Bank Partners, Collection Agencies and Regulators as required.
4. Constantly monitor performance of the credit portfolio and analyze and diagnose suspected fraudulent activity and potential threats to the quality including planning for possible mitigation efforts and impacts of Macro economic developments and trends in the market.

Job Requirements:

1. Bachelor’s Degree in Statistics or Mathematics or Finance. Master’s Degree is a plus.
2. 6-8 years of relevant experience from Consumer Financial Services / Retail Banking industries developing and managing credit policies and monitoring portfolio.
3. At least 5 years of proven credit assessment / credit manager experience in consumer finance responsible for policy and portfolio monitoring.
4. Should have driven design and launch of credit policy based on required regulations and market conditions.
5. Experienced in credit process from consumer acquisition, credit assessment, account creation, disbursal and collections.

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